My heart goes out to parents struggling financially at Christmas. Been there. But when I see people overspending and buying a lot of junk they don't need, my sorrow dims.Call me Scrooge, but it's time to quit confusing credit debt with poverty. Poverty is no running water, open sewers, no food, no medical care. First world consumerism "poverty" is mostly funds mismanagement. iPhones and EBT cards, Medicaid and new cars. Cable, Blu-Ray, satellite TV, games systems and welfare. Gambling, lottery and unemployment. Tattoos, salon nails and food stamps. You can't have them both. So this Christmas, if money is tight, cut back. That's the best gift you can give your kids. Money Tight This Christmas? Give the Best Gift Money Can Buy
